Agency Bonds
Agency bonds or agency issues are debt securities issued by either Government Sponsored Enterprises (GSEs) or Federal Government agencies which …
Showing posts from December, 2018Show all
Sinking Fund
Bonds pay interest-only until the end of the term. Since the issuing corporation must return the principal value of the bond at some point, they usua…
Corporate Bonds
In a notice to investors, the SEC explains that, "Companies use the proceeds from bond sales for a wide variety of purposes, including buying n…
Fixed-Income Securities "Types and Characteristics"
Insurance-based products provide financial protection. Investments in money market securities provide a rainy-day fund that earns interest and can be…
Certificates of Deposit (CD)
To earn a higher interest rate than what their bank offers on savings or checking accounts, many bank customers put relatively large amounts into cer…
Municipal Notes ... it is Tax-Exempt / Tax Free
We'll look at municipal securities in a moment, but for now just know that cities, counties, and school districts can borrow money long-term by i…
Commercial Paper
Commercial paper is typically used by companies as a source of working capital, receivables financing, and other short-term financing needs. To buil…
Bankers' Acceptances ... is it an investment instrument?
A bankers' acceptance is a short-term credit investment created by a non-financial company and guaranteed by a bank as to payment. "BAs"…
Start to Invest in T-Bills (safe Invest)
T-Bills are short-term obligations of the United States Treasury, which means they are as safe as the money in your pocket. But, unlike the money you…
All things you must to know about Annuities investment (Invest Safe)
An annuity is an investment sold by an insurance company that either promises a minimum rate of return to the investor or allows the investor to allo…
Financial Statements and Footnotes
Many successful businesses are privately owned. Five Guys and Toys R Us, for example, are well known companies, but we would have to estimate their…
Balance Sheet
When applying for a loan, the lender wants to know two important things: how much money does the borrower make ?, and what kind of collateral does h…
Statement of Cash Flows
Some subtractions on the income statement do not involve an outlay of cash. Depreciation and amortization spread an asset's historical cost over…
Income Statement
An income statement show the sales and profits are increasing, decreasing, or flattening . it can also be referred to as a "statement of earni…
Monetary and Fiscal Policies
Economic policy makers use monetary and fiscal policies to influence the economy. Monetary policies are enacted by the Federal Reserve Board and …
GDP and Business Cycle
People often talk about the economy in terms of whether it is good or bad. But, how do we measure something as big and complex as the American econom…
